Is Commercial Insurance Required in Pennsylvania?

Patrick McNealis Insurance and Financial Group is here to provide support and guidance for all business owners who seek a high-quality full-coverage insurance policy for their company. If you do business in the Emmaus, PA area, keep reading for some important information on ensuring your business in the state of Pennsylvania. 

Pennsylvania law requires all businesses to maintain a workers’ compensation insurance policy to protect their employees while they’re working on-site. If an employee gets injured on the job, this policy protects them (and you) and provides financial support to cover their medical bills and any other expenses. 

If you have employees, even if they are part-time or seasonal, this coverage is required. You may also seek insurance if you have a fleet of vehicles that employees drive. 

Other than that, commercial insurance in the state of Pennsylvania is up to the discretion of the business owner. However, there are so many benefits to investing in an insurance policy for your business. 

You’ve worked hard, put all your blood, sweat, and tears into your business. It may be one of your life’s biggest accomplishments. Shouldn’t you treat it as such? 

Insurance can protect your company from lawsuits, disgruntled clientele, and libel claims. These are all examples of how commercial insurance will provide financial protection so you can get back to focusing on growing and scaling your company. 

The team at Patrick McNealis Insurance and Financial Group wants to be a part of helping your company succeed. If you’re in need of a commercial insurance policy, contact us today. We’re dedicated to serving the Emmaus, PA area and would be happy to help you any way we can.