4 Benefits of Classic Car Insurance

Classic car insurance works similarly to your standard auto insurance, but it protects the true value of your antique car since classic cars appreciate in value. Whether it’s a 1967 Ford Thunderbird or a 1969 Chevrolet Camaro, here are the benefits you accrue when you buy classic car insurance from Patrick McNealis Insurance and Financial Group in Emmaus, PA.

Covers physical damage to your car

Comprehensive and collision coverages cushion your vehicle from physical damage when a covered peril strikes. Depending on the value you have used to insure your car, your insurer compensates you for the true value of your car if it’s stolen or totaled. And you don’t have to sweat about depreciation, unlike conventional vehicles. 

Liability protection

Even though you drive your collector’s car occasionally, mishaps can happen the few days you are on the road. If accidents happen, you could cause bodily injury or property damage to other people. Thankfully, with classic car insurance, third-party liabilities are your insurer’s headache. 

Roadside assistance

Whether old or new, cars can break down. But the last thing you would want is being stranded on the highways while strolling with your one-in-a-kind vehicle. The good news is that classic car insurance can bail you when your vehicle misbehaves miles away from home. 

With services like flatbed towing, gas delivery, flat tire changes, and battery jump-start, classic car insurance ensures that you aren’t stranded following your vehicle breakdown. 

Peace of mind

When you own something as valuable as your antique car, you are always worried about its safety. But whether it’s theft, fire, collisions, or vandalism, classic car insurance ensures that nothing steals your memories from you. 

Classic car insurance in Emmaus, PA

Are you looking for classic car insurance that protects your pride and joy? Would you please connect with Patrick McNealis Insurance and Financial Group for affordable coverage?

Should You Review Your Classic Car Insurance Policy?

If you have a classic vehicle, you probably also have classic car insurance. But when was the last time you reviewed or updated your policy? If you haven’t gone over your policy with your agent in a while, you might want to consider doing that. It’s imperative to have the right type and level of coverage, and it’s harder to have that if you’re not exactly sure what it should be. If you’re in the Emmaus, PA area, Patrick McNealis Insurance and Financial Group can help you get the kind of coverage you need for your classic vehicle. We can also review your current policy, so you know if you need to make future changes.

If you’ve recently moved your classic vehicle to a different storage location, done a lot of work to it, or added some modifications, you may need to review your policy and adjust it so you can keep your coverage strong. It’s never a good thing to have an issue with a vehicle and find that your coverage for it wasn’t adequate. By working with a knowledgeable agent to review your classic car policy, you can reduce your risk of experiencing that kind of problem with the vehicle you love and take pride in. We’re here to help you keep your vehicle protected.

Reach out to us today at Patrick McNealis Insurance and Financial Group if you’re in the Emmaus, PA area. We can work with you on the concerns you have with your current classic car insurance policy. That gives you the option to make adjustments and have more peace of mind and coverage. Make sure you don’t feel that there’s a need to make any changes that can help you feel better, as well. Either way, you’ll know your policy was reviewed and that you have the right coverage for your needs.