Patrick McNealis Insurance and Financial Group

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Emmaus, PA 18049

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Motorcycle Insurance in Pennsylvania

As one of the premier insurance groups in Pennsylvania, we are committed to providing you with quality information regarding motorcycle insurance coverage and have specializations in Shavertown, PA, Emmaus, PA, and Bethlehem, PA. In this article, we'll go over Pennsylvania motorcycle insurance coverage options and state-specific requirements.

Coverage Options

Pennsylvania has some excellent zig-zagging roads from which to zip along on a motorcycle. Before strapping on your helmet, however, you'll want to know the insurance coverage options in Pennsylvania.

Liability Insurance

This will cover the amount of money you need to pay someone else in the event you cause a collision that results in them needing hospital care or needing to fix or replace their vehicle.

Motorcycle Collision

This insurance will pay for the repair or replacement of your motorcycle after a crash. Some coverage options might include different ways your bike might be damaged including replacing your bike if it was stolen, graffiti-painted or if it was in a fire or blown up.

Custom Motorcycle Parts

This type of coverage will include replacing or repairing headlights, navigation units like GPS, trailers, trailer hitches, tires, and the many other parts of the motorcycle.

Medical Bills

It is an unfortunate truth that motorcycle collisions have resulted in hospital visits. Medical coverage helps pay the bills that you will incur during your medical treatment whether or not you caused the accident. This coverage will also work towards additional passengers you had riding on the motorcycle with you.

Uninsured Drivers

Though not many drivers on Pennsylvania's roads are uninsured, there is still the chance of getting into an accident with one. As a result, you'll want to consider insuring yourself for this, so you aren't footing the bill in case you get into an accident with an uninsured or underinsured driver.

Roadside Assistance

If you get a flat tire in the middle of the highway, roadside assistance will pay to have the motorcycle towed to the nearest automotive facility and the tire replaced. This is especially useful for riders that enjoy taking in the Pennsylvania scenery on long trips.

State-Specific Requirements

Liability insurance is absolutely required to ride a motorcycle in Pennsylvania. As noted before, it will protect you financially if you are the cause of a motorcycle accident.

Have some peace of mind as you ride through Pennsylvania's notable highways with motorcycle insurance. If you have any questions or concerns or to just get a quote, reach out to us today at our Shavertown, Bethlehem, or Emmaus, PA office. We look forward to hearing from you.

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