For everyone who rents, there are many risks that you face as a renter. Many of these risks can be protected against by a renters’ insurance policy. One of the first things you need to do when renting a new place is to get your renters’ insurance secure. In today’s rental climate, you often have to show proof of being insured before signing that lease. To get your renters’ insurance in Emmaus, PA, call us now at Patrick McNealis Insurance and Financial Group.
Protection of Your Things
As a renter, most of your things will be located inside your rental. So, what happens if there is an event that damages the rental and your belongings? Your renters’ insurance doesn’t cover the building itself, as the landlord has to insure that. However, it does cover all of your belongings that are inside it. When they are destroyed, your renters’ policy will help you to get them all replaced without the money coming from your own pocket. This can be a big help after a damaging event.
Protection for Liability
When you have a lease, you are responsible for much of what happens on the property. If a third party were inside your rental and then had an accident, you are likely to be held liable for all the costs resulting from that accident. This includes the wages the person misses after being injured and the medical bills that will be charged. This insurance protects you by paying for all those costs to keep you from having to pay them.
Get Renters’ Insurance
It’s never a good idea to rent without having a renters’ insurance policy. Call us at Patrick McNealis Insurance and Financial Group to get yours in Emmaus, PA.