RV owners need to understand what their RV insurance policy covers. We can help you to learn more about what RV insurance can cover at Patrick McNealis Insurance and Financial Group.
The following are three expenses that your RV insurance policy should ideally cover if you are an RV owner in Emmaus, PA.
Costs of a lawsuit resulting from an RV accident
The liability coverage component of your RV insurance will cover the costs of legal representation if you are sued as the result of an RV accident. When you have RV insurance, your insurance company can handle the details of defending your interests in the event of legal disputes as to the result of an accident.
Repair costs for damages to your own RV
You should purchase collision coverage as part of your RV insurance coverage. This type of coverage will pay for any expenses resulting from repair bills for your RV.
If you don’t invest in collision coverage, you will have to foot the bill for damages to your RV out of pocket. That’s why it’s so important to make sure that your policy includes collision coverage.
Repair costs for fire or theft damages to your own RV
If you also invest in comprehensive coverage for your RV, you will also be covered for expenses resulting from fire or theft damage.
Comprehensive coverage is especially important to have if you live in your RV full time. Comprehensive coverage offers you coverage for many types of damage to your RV that standard collision coverage won’t provide.
Get the RV coverage you need in Emmaus, PA today with our help. Visit our Patrick McNealis Insurance and Financial Group office to learn more about our RV insurance offerings.