Do I Need Flood Insurance?

Flood insurance is one of the more commonly referenced forms of add on insurance coverage for your home. Is it necessary, though? Every homeowner needs to make this decision on his or her own, which is why you need to consider your personal property and whether flood insurance is right. Here at Patricks McNeals Insurance and Financial Group, we want to do whatever we can to educate you on flood insurance and assist you with finding the right answers. So, if you live in Emmaus, PA, here is what you need to know. 

Do You Need Flood Insurance?

Living in Pennsylvania, you might assume you don’t need flood insurance because you’re not at risk of a major hurricane. While this is true, it isn’t the only way properties flood. For starters, after a major winter thaw, you might have far more water around your property than the ground can handle. A massive storm can blow through and damage it, or a pipe might even burst. You probably know someone who had flooding due to a frozen pipe. 

Beyond this, if there is a fire within your property, there’s a good chance of flooding because of the amount of water used to put the fire out. For all these reasons and more, it is a good idea for you to invest in flood insurance.

Flood Insurance For Your Property

With flood insurance, you’re able to protect your property even further. If you are interested in flood insurance, or if you want to learn more about its coverage and other home insurance opportunities, our staff at Patricks McNeals Insurance and Financial Group is here to help. When living around Emmaus, PA, feel free to give us a call to talk about your insurance options and how you can get started with a policy.